Your Car Finance Options

               

Finance Lease (Car Lease)

A Finance Lease (Car Lease) enables a business to have the use of a car or commercial vehicle and the benefits of ownership, while the financier retains actual ownership of the vehicle. Read more...

Commercial Hire Purchase (CHP)

Commercial Hire Purchase (CHP) is a commercial finance product where a business "hires" a car from the financier for a fixed monthly repayment over a term, and has the option to purchase the car at the end of the term. Read more...

Chattel Mortgage

A Chattel Mortgage is a commercial finance option under which a financier loans money to a business to purchase a car or commercial vehicle (chattel), and then secures the loan with a mortgage over the vehicle. Read more... 

Novated Lease (Salary Packaging)

Novated Lease is a method of salary packaging a car, under which an employee leases a car and their employer pays the lease repayments from the employee's pre-tax income. Novated Leasing can be a tax-effective way for an employee to purchase a vehicle, and can also be a great way for employers to offer an extra incentive to their employees with little or no extra cost. Read more...

Fully Maintained Novated Lease

Fully Maintained Novated Lease is a method of salary packaging a car and it's operating expenses, under which an employee leases a car and their employer pays the lease repayments and operating expenses from the employee's pre-tax income. Fully Maintained Novated Leasing can be a tax-effective way for an employee to purchase a vehicle, and also allows employers to offer an extra incentive to their employees at little-or-no extra cost. Read more...

Car Loan

Car Loan, or more specifically a secured Car Loan, is a type of loan where the financier lends money for the purchase of a vehicle and also takes security over the vehicle to protect the loan. Read more...

 

We would love to hear from you!